The budget smartphone  race in January 2026 for under-₹20,000  options in India remains hot, with 5G speed, good battery life, good cameras, and seamless performance. Brands prioritize value here, with large batteries, fast displays, and reliable performance that doesn’t burn a hole in your pocket. This roundup highlights the best options available in the market under ₹20,000, all of which support 5G connectivity. Keep an eye out for the latest discounts on Flipkart and Amazo